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Life Insurance |
Health Insurance |
Disability Insurance |
Long Term Care/Asset Protection |
Employee Benefit Planning |
Retirement Planning |
BUSINESS
PRODUCTS & SERVICES
Group health & Dental Insurance Plans
We design group Health and Dental Insurance
for businesses with 2 or more employees.
The types of health plans available are PPO,
Co-pay PPO, POS, Basic Hospitalization, and HMO coverages.
A group health insurance policy is Issued
on a Guaranteed Basis regardless of the health history of yourself or
your employees. Premiums paid by the
business are currently tax deductible.
Life Insurance Planning to provide for the
following:
Business Continuation Planning (Buy/Sell Agreements) This is one of the few
ways to pass the value of your business to your heirs Tax Free.
Key-Man Life Insurance (Indemnifies the business with Tax Free
Money for the economic loss of a Key person or the owner)
Supplemental Executive Retirement Planning (Also known as; Top Hat Plans, 401(K) Mirror
Plans, Executive Bonus Plans, and Deferred Compensation Plans)
This planning is utilized to provide the
Owners or Key People of a business a retirement benefit. The business owner can pick and choose the
participants. There is no government
interference. The Retirement
Benefits, under current tax laws, can be attained on a Tax Free
basis.
Death Benefit Only Plans Group Life insurance plans that are low
cost. Many plans can be written with a
guaranteed issue of up to $250,000.
Disability
Insurance For Groups of 2 or more
Small Group Disability Plans (2-9 employees) are issued on a guaranteed
basis. The plan provides a To Age 65
benefit period, and a maximum monthly benefit of $6,000.
Group Plans (10+ employees) are written on a guaranteed issue
basis. You can pick and choose
participants by class. The plan provides
a To Age 65 benefit period, and can be written to a maximum monthly benefit of
$25,000.
Retirement Planning for Businesses
We design various Qualified Retirement Plans for your business: 412i, 401(K),
Pension Plans, Profit Sharing Plans (Integrated, Age Rated, or Cross Tested),
and SEP/IRA.
We design various Non-Qualified Panning
for owners and Key-Employees of your business: Executive Bonus Plans, 401K
Mirror Plans, Deferred Compensation, Top Hat Plans.
We offer a full line of competitive Life,
Health, Disability, and Retirement Plans.
Please make a selection below for a no-cost,
no obligation insurance quote
Request
for More Details on Products
and Services
Friedman
& Associates Insurance
P.O. Box 5125
Culver City, CA., 90231
State License #0634203
310.559.6692
310.559.8469
Email: pafins@ca.rr.com
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