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Life Insurance Health Insurance Disability Insurance Long Term Care/Asset Protection Employee Benefit Planning Retirement Planning


INDIVIDUAL AND FAMILY PROGRAMS

Health and Dental Insurance for Individuals and Families

The types of health plans available are PPO, Co-pay PPO, POS, Basic Hospitalization, HMO coverages, and Medicare Supplemental Plans.

Premiums are quite affordable in California.  An Individual policy is not issued on a guaranteed basis and the cost of the policy will depend on the health conditions of the person(s) applying for coverage.


Life Insurance Planning

Life Insurance Proceeds are received by the beneficiaries Income Tax Free.
Life insurance can satisfy the following needs:


Replacement of income.

Mortgage Insurance to protect your home

College Education for Children

Loan Repayment

Retirement Income

Payment of Estate Taxation
If structured properly, a life insurance policy will provide funds that are received Income and Estate Tax Free.


Disability Insurance

Individual Disability Insurance Policy is designed to provide you with a tax free income stream if you suffer an illness or injury that would prevent you from working and earning an income.


Long Term Care/Asset Protection Insurance

Long Term Care/Asset Protection Insurance is designed to protect your Lifestyle, your Assets, and your Peace of Mind.  If you suffer a chronic impairment, and lose the ability to function independently, the policy will provide Tax Free Money to pay for the cost of stays in a Nursing Home, Residential Care Facility, Adult Day Care, or having Professional Home Health Care at your home.  The average annual cost for care in a Nursing Home or having Professional Home Health Care in California is $54,000.  This cost is not covered by Medicare.


Retirement Planning

We design various Qualified Retirement Plans for you: IRA, Roth IRA, SEP/IRA, and Annuities.


Fixed Annuities

We offer a full line of competitive Life, Health, Long Term Care/Asset Protection Ins., Disability, and Retirement Plans.

Please make a selection below for a no-cost, no obligation insurance quote



Request for More Details on Products and Services

Friedman & Associates Insurance
P.O. Box 5125
Culver City, CA., 90231

State License #0634203
310.559.6692
310.559.8469
Email: pafins@ca.rr.com
 
 
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